As a young boy, I remember sitting across the counter talking to my mom, while she fixed dinner for her five young children. This was AFTER she had been to work all day. When my mother passed away we discovered decades worth of monthly manual budget sheets. Mom knew that her overall stress in life went down dramatically if she was in command of her money. As her son, I worked my way through college, eventually getting a masters degree. My wife and I raised five children together, but unfortunately Mom didn't teach us how to manage our money. Through our own experiences, efforts and hard knocks, we learned to go from living paycheck to paycheck (on a six-figure income), to building a net worth of over $1,000,000. Now you can learn from our mistakes, and our efforts. Learn to manage your money effectively in less than an hour a week!